Family Wealth Vault replaces the spreadsheets, folders and notebooks with one clear, private picture, and reminds you before anything is due.
Your dashboard shows money in and out each month, what's left over, your net worth and everything due in the next month, with overdue items at the top. Arrange it the way you like.
Record each payment and source of income with its date and how often it happens. See them on a calendar, by category, or month by month for the whole year.
Starting from today's balance, Family Wealth Vault adds each month's income and takes off each month's payments, showing the lowest point and warning you before an account would go overdrawn.
Worked out on your computer from your accounts, cards and loans: paying off costly cards with spare savings, which debt to clear first, 0% offers about to end, and cash earning nothing.
Record what you own, from your home and pensions to company shares, SEIS and EIS, cars, art and jewellery. Add expected growth to see projections over 1, 5, 10 and 20 years.
An estimate of inheritance tax for each person or the couple, using today's nil-rate and residence bands, Business and Agricultural Relief, gifts and the 7-year rule, and pensions from April 2027. Click any underlined word for an explanation.
Record wills, lasting powers of attorney, pension expression-of-wish forms, life policies in trust, guardians and funeral wishes, and see at a glance what each person still needs.
Three reports, made on your computer and never sent anywhere: the Executor's IHT pack, "If something happens to me", and an Annual review for your financial adviser.
Passports, driving licences, insurance, MOTs and memberships, with reminders well before they run out: 6 months ahead for passports, so you can still travel.
Use Family Wealth Vault on phones and iPads over your home Wi-Fi. Each person has their own PIN and sees only what you choose. Add it to the home screen like an app.
Simple questions about your family, home, income and bills fill the vault in for you.
ISA, pension and gift allowances used this tax year, with a reminder before 5 April.
Spots gaps like no buildings insurance or no life cover alongside a mortgage.
Deleted something by mistake? Put it back with one click, for 60 days.
A short introduction in every area, searchable answers and a built-in helper.
Automatic encrypted backups and an optional second copy on a USB stick or OneDrive.
Download, install in a couple of clicks, and the setup guide walks you through. No card needed.
Family Wealth Vault